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  • What… Shop Now, Pay Later? What is AfterPay?

What… Shop Now, Pay Later? What is AfterPay?

  • Posted by RTG Admin
  • Date May 12, 2017
WHAT IS AFTERPAY?
Are there any catches?
Previously, I’ve spoken about my love for online shopping and the convenience of it.

Recently, I took advantage of Afterpay – a digital service that lets you buy something now, and pay it off in fortnightly instalments.
The best thing about Afterpay?

You get the product now, and there is no interest charged!

There are approximately 3100 retailers in Australia offering Afterpay on their website.

Ok, tell me… whats the catch?

When you use Afterpay, you pay off your purchase in fortnightly instalments. Missing an instalment results in a $10 fee, and if you fail to make the repayment within a week, another $7 fee will be charged.

During your purchase, you can opt for your fortnightly instalment to be automatically deducted from you credit card. This means you could pay off the $100 purchase over eight weeks, without paying anything extra.

How does Afterpay make money then?

By charging retailers for the service.
So you can enjoy the benefits of shopping for something now, and paying it off over time. Just remember to spend within your means!

HOW DO I USE AFTERPAY? 
Suppose you were after the UE Boom 2 Portable Speakers from Officeworks (By the way, UE Boom Portable Speakers are fantastic! More about UE Boom in another newsletter).
The price advertised is $179.

You can either “Add to Cart” and pay in full or select the Afterpay option, and pay 4 x fortnightly instalments of $44.75!

The UE Boom 2 Speakers will be delivered to you within the week, and you get to enjoy your new purchase straight away!

Enjoy!!

HAVE YOU GOT AN IPHONE OR IPAD? 
Come along to our Apple Tips and Tricks workshop and learn how to use voice features to control your device!

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May 12, 2017

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